Fixed rate 3%

Consumer Credit

Finance all your personal projects with flexible and transparent credit. Guaranteed fixed rate, amount adapted to your needs, repayment at your pace — with no nasty surprises.

Apply now Simulate my credit
Why choose CréditPro

Credit designed for your freedom

Our consumer credit gives you the flexibility you need, with clear conditions and a competitive fixed rate from the start.

  • Fixed rate 3% for all profiles
  • Amount from €5,000 to €2,000,000
  • Term from 12 to 360 months to suit your needs
  • Response within 24h after file submission
  • Early repayment possible without penalty
3.0%
Fixed APR
€5,000
Min. amount
€2,000,000
Max. amount
12 months
Min. term
360 months
Max. term
Representative example €10,000 over 36 months — €290.82/month
Fixed APR 3.0% — Total repayable: €10,469

Your projects

What is consumer credit used for?

Consumer credit adapts to all your everyday desires and needs. Here are the most common uses among our clients.

🛋️

Home equipment

Renew your household appliances, buy furniture or equip your home without waiting.

🔨

Home improvements

Renovate your home, improve your comfort or add value to your property with fast financing.

✈️

Travel

Go on your dream holiday, on a cruise or abroad — pay for your trip in adapted monthly instalments.

💍

Wedding

Give yourself the perfect ceremony without compromise. Tailored financing for the most beautiful day of your life.

🎓

Education

Invest in your future or that of your children: training, higher education, driving lessons.

🏥

Healthcare

Take care of your health without compromise: dental care, surgical procedures, medical equipment.

Simple process

How to get your credit in 3 steps

1

Simulate and submit

Use our online simulator to estimate your monthly payments, then fill in the application form in less than 5 minutes.

2

Analysis within 24h

Our advisers study your application and give you a personalised decision within 24 working hours.

3

Funds released

After electronic signature of your contract, the funds are transferred directly to your bank account within 48h.

98%
Satisfied customers
24h
Average response time
50,000+
Files financed
3.0%
Guaranteed fixed APR

Customer reviews

They trusted us

★★★★★

"I needed to finance a complete kitchen renovation. CréditPro granted me a €18,000 credit in less than 24h. Fixed rate, no hidden fees — perfect!"

Marc R.
Lyon, France
★★★★★

"Excellent experience financing our honeymoon. The simulator is very clear, the process is 100% online. The funds were paid in 2 days."

Sophie L.
Bordeaux, France
★★★★★

"Available adviser, fast process and a really competitive rate. I was able to finance my daughter's studies without stress. I strongly recommend CréditPro!"

Pierre D.
Lille, France

Frequently asked questions

FAQ — Consumer credit

Unearmarked consumer credit allows you to use the funds freely, without justifying your purchase. In contrast, an earmarked loan is linked to a specific purchase (car, works). At CréditPro, our consumer credit is unearmarked: you remain free to use it as you see fit.
To obtain consumer credit at CréditPro, you must be an adult natural person, reside in the European Union and have regular income. We study each application individually and personally to offer you the best conditions.
Yes, early repayment is possible at any time, total or partial, without penalty. Simply contact your adviser or make the request directly from your online customer area.
You can borrow between €5,000 and €2,000,000, over a term ranging from 12 to 360 months. Use our simulator to calculate your monthly payments based on the amount and duration that suit you.
After acceptance of your application and electronic signature of your credit contract, the funds are transferred to your bank account within 48 working hours. In some cases, the legal 14-day cooling-off period applies before the funds are released.

Ready to finance your project?

Apply online in 5 minutes. Guaranteed response within 24h, fixed rate 3% with no hidden fees.

Apply now Simulate my credit