Our credit solutions
From consumer credit to credit consolidation, CréditPro offers flexible, transparent financing solutions tailored to every profile.
Key figures
50,000+
Satisfied customers
4.8/5
Trustpilot rating
24h
Max. response time
3%
Fixed rate
Consumer credit
Finance your everyday purchases
Our consumer credit lets you finance all your projects: household appliances, home improvements, family holidays or unexpected expenses. No proof of use required.
Amount up to €2,000,000 — Adapt the borrowed capital to your exact needs.
Term from 12 to 360 months — Choose the monthly payment that fits your budget.
Fixed rate 3% — Competitive rate, no hidden arrangement fees.
Response in principle within 24h — Application processed quickly by our advisers.
Consumer credit
Flagship offer
3.0%
Fixed annual
rate
€5,000
Min. amount
€2,000,000
Max. amount
12 months
Min. term
360 months
Max. term
Representative example
€10,000 over 36 months — monthly payment €290.82 — Fixed rate 3.0%
Personal loan
Fully unrestricted use
Vehicle purchase
Car, motorbike, motorhome
Travel & leisure
Holidays, cruises, adventures
Education & training
Tuition fees, driving licence, qualifications
Life events
Wedding, birth, anniversary
Personal loan
Unrestricted financing for all your projects
CréditPro's personal loan gives you total freedom of use. No proof of earmarking is required. Finance your personal projects according to your priorities, at your own pace.
100% unrestricted use — No proof of use of funds required.
Fixed rate 3% — Rate tailored to your profile and history.
From €5,000 to €2,000,000 — Adapt the amount to each life situation.
Early repayment possible — Maximum flexibility without excessive fees.
Credit consolidation
Consolidate your credits, reduce your monthly payments
Do you have several credits running? Our credit consolidation solution allows you to group them into a single loan, with a reduced monthly payment and a single point of contact. An effective solution to restore a balanced budget.
Reduction of up to 60% on your monthly payments — Regain purchasing power from the first month.
Fixed rate 3% — Our most competitive offer for large amounts.
Term up to 120 months — Spread repayment over a maximum of 10 years.
A single point of contact — Simplify your budget management and reduce financial stress.
Before / After consolidation
BEFORE — 3 separate credits
AFTER — CréditPro consolidation
1 single monthly payment
Fixed rate 3.0% — 120 months
Comparison table
Choose the solution that suits you
Compare our three main offers to find the financing best suited to your situation.
| Features | Consumer credit | Personal loan | Credit consolidation |
|---|---|---|---|
| Fixed rate | 3.0% | 3.0% | 3.0% |
| Minimum amount | €5,000 | €5,000 | €5,000 |
| Maximum amount | €2,000,000 | €2,000,000 | €2,000,000 |
| Maximum term | 360 months | 360 months | 360 months |
| Proof of use | Not required | Not required | Not required |
| Early repayment | ✓ Possible | ✓ Possible | ✓ Possible |
| Response in principle | Within 24h | Within 24h | Within 48h |
How it works
Get your credit in 3 steps
A 100% digital process, no travel required, no surprises.
Simulate online
Our free simulator calculates your monthly payment and indicative APR in seconds, with no impact on your credit score.
Submit your file
Complete our secure form in 5 minutes. Our advisers analyse your file and send you a response within 24 working hours.
Receive your funds
After signing and the expiry of the 14-day legal cooling-off period, funds are transferred directly to your bank account.
Frequently asked questions
Everything you need to know about our services
Both products work in a very similar way. The main distinction is commercial: consumer credit is often associated with a specific purchase (equipment, works), while the personal loan is presented as totally free-use. In both cases at CréditPro, no proof of use is required. Conditions (rate, term, amount) vary slightly depending on the product chosen.
Yes, subject to acceptance of your application and compliance with your overall debt ratio. Your CréditPro adviser evaluates your repayment capacity during the analysis of each application. In some cases, credit consolidation may be more suitable than accumulating separate loans.
Credit consolidation is particularly advantageous if you have at least 2 credits running and your monthly payments represent a significant share of your income. It reduces the overall monthly payment — sometimes by up to 60% — at the cost of extending the repayment term. Your adviser will carry out a personalised simulation to assess the concrete benefit in your situation.
For all our products, you must: be aged 18 or over, reside in a member country of the European Union, have stable and regular income, and not be in a banking exclusion situation. The analysis is individual and takes your entire financial profile into account.
Ready to choose your solution?
Our advisers are available to help you choose the credit best suited to your profile and your project.