Calculate your monthly payment in seconds
Our simulator calculates your monthly payment, total cost and loan cost in real time. Single fixed rate of 3% for all profiles and all amounts. No obligation, no impact on your credit score.
- Fixed 3% rate, no conditions
- €5,000 to €2,000,000
- 12 to 360 months
- Non-contractual result
100% free, no registration
The simulation is completely non-binding. No fees, no registration required.
Real-time calculation
Results update instantly with every slider movement.
Single transparent rate
One fixed rate of 3% for all loan types. No hidden variables.
Monthly Payment Simulator
Loan type
Estimated monthly payment
—
per month · fixed rate 3%
Total cost
—
Cost of credit
—
Fixed APR
—
Right of withdrawal
14 days
Fixed APR 3.0% · Non-contractual calculation · Subject to application approval
Total transparency
Indicative amortisation schedule
See how your repayments break down between capital and interest month by month. Example based on €10,000 over 36 months at fixed rate 3%.
| Month | Monthly Payment | Capital Repaid | Interest | Remaining Capital |
|---|---|---|---|---|
| 1 | €290.82 | €265.82 | €25.00 | €9,734.18 |
| 2 | €290.82 | €266.48 | €24.34 | €9,467.70 |
| 3 | €290.82 | €267.15 | €23.67 | €9,200.55 |
| 6 | €290.82 | €269.84 | €20.98 | €8,126.78 |
| 12 | €290.82 | €275.51 | €15.31 | €5,843.39 |
| 18 | €290.82 | €280.27 | €10.55 | €3,527.76 |
| 24 | €290.82 | €285.16 | €5.66 | €1,176.78 |
| 36 | €290.82 | €290.09 | €0.73 | €0.00 |
| Total | €10,000.00 | €469.52 | €10,469.52 | |
* Example for €10,000 over 36 months at fixed rate 3.0%. Rounded figures. Non-contractual calculation.
Why choose our simulator?
Simple, accurate and transparent
Instant calculation
Real-time result with every slider movement. No waiting, no form to submit.
Guaranteed 3% rate
A single fixed rate for all loan types, all amounts, all terms.
6 loan types
Consumer, personal, consolidation, car, home improvement, mortgage: tailored to every project.
Amortisation schedule
View the capital/interest breakdown month by month to fully understand your loan.
Ready to take the next step?
Turn your simulation into a real application
Found the monthly payment that suits you? A dedicated advisor reviews your file and contacts you within 24 business hours.
- ✓No processing fees
- ✓Preliminary response within 24h
- ✓No impact on your credit score
- ✓14-day right of withdrawal
Be contacted quickly
Application received!
An advisor will contact you within 24 business hours. A confirmation email has been sent to your address.
Questions about your simulation?
Our advisors are available Monday to Friday from 9am to 6pm to guide you through your financing project.